Use XRP in a personal self-custody wallet or an air-gapped cold-wallet setup for higher-security storage.
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Support modes
Supported assets
Best fit
XRP
XRP Wallet
Hold XRP (XRP) with self-custody, QR-based offline signing, and air-gapped cold storage in Ownbit.
Cold WalletWallet
XRP
personal self-custody and higher-security cold storage
About XRP
What is XRP (XRP)?
XRP is the native asset of the XRP Ledger, a fast, low-fee settlement network designed for payments that reaches agreement through a consensus protocol rather than mining. Accounts settle in seconds and the ledger has run continuously for years. Ownbit holds XRP in self-custody, pairing a Watch Wallet with offline signing for cold-wallet security.
XRP Ledger
BIP32 · BIP39 · BIP44
Wallet · Cold wallet
What you can do with it
XRP in Ownbit
Self-custody by design
Your XRP mnemonic and keys are generated and encrypted on your own device — never uploaded for remote custody.
Cold-wallet workflow
Track XRP on a Watch Wallet and sign offline on an air-gapped phone; transactions move as QR codes.
Standards-based recovery
Recover XRP with your BIP39 phrase in Ownbit or any compatible wallet — BIP32 · BIP39 · BIP44.
How it works
How XRP works in Ownbit
XRP in Ownbit is a single-key self-custody wallet: your BIP39 mnemonic and keys stay encrypted on your device. Run a Watch Wallet on an online phone and keep the signing key on an offline phone for air-gapped, QR-based cold storage.
Recovery and compatibility
XRP recovery & compatibility
Recovery completes with your BIP39 mnemonic or private key in Ownbit or any compatible wallet — control of your XRP always stays with your keys, not a server.
FAQ
XRP wallet — frequently asked questions
Is my XRP self-custodial in Ownbit?
Yes. Your XRP mnemonic and private keys are generated and stored encrypted on your own device. Ownbit never holds them and cannot move, freeze, or access your funds.
Which XRP assets can I hold?
Ownbit manages XRP.
Can I use XRP as a cold wallet?
Yes. Pair a Watch Wallet on an online phone with an offline signing phone; unsigned and signed transactions move between them as QR codes, so your keys never touch the internet.
How do I recover my XRP if I lose my phone?
Restore your BIP39 mnemonic (BIP32 · BIP39 · BIP44) in Ownbit or any compatible wallet to regain access to your XRP.
Does Ownbit support XRP MultiSig?
XRP is supported as a single-key self-custody and cold wallet. On-chain MultiSig is available for chains like Bitcoin, Ethereum, and TRON; for XRP, Ownbit focuses on self-custody with air-gapped cold-signing.
Download
Ready to manage XRP in Ownbit?
Download the app on iOS, Google Play, or via direct APK — self-custody from the first screen.